Der Polo von Volkswagen genießt eine hohe Beliebtheit unter Käufern. Er ist klein, flink und im Vergleich zu seinen großen Brüdern bei VW günstig und sparsam. Besonders für junge Leute die ein kleines Auto für das Stadt-Leben brauchen und nicht zu hohe Kosten auf sich nehmen wollen ist der Polo eine optimale Möglichkeit.
Jedoch können heutzutage nur noch wenige Autokäufer einen Neuwagen bar bezahlen. Viele greifen eher auf Kredite zurück. Die kann man direkt beim Autohaus abschließen oder bei externen Kredit – Häusern. Bei einem Kredit sollte man sich immer für einen externen Bank-Kredit entscheiden. Die Autohäuser bieten nämlich bei einer Barzahlung attraktive Rabatte von bis zu 15 %. Das macht zum Beispiel den Autokredit online für VW Polo lohnenswerter als bei einem Autohaus.
Einen neuen Polo erhält man mittlerweile für 9990 Euro. Angenommen der VW Polo Autokredit hat durchschnittlich einen Zinssatz von 4.99 % (je nach Bankinstitut). Man sollte in allen Kredit-Angeboten auf eine Bearbeitungsgebühr achten die kann nämlich bis zu 350 Euro betragen. Für einen neuen Polo bezahlt man momentan bei einer Laufzeit von 60 Monaten 187 Euro im Durchschnitt. Für die Zinsen bezahlt man einen nicht unerheblichen Betrag. Der zusätzliche Zinsbetrag beträgt knapp 1200 Euro für die oben genannten Konditionen. Der Bank-Kredit für VW Polo ist dennoch für Personen die sich kein Auto auf Anhieb leisten können die perfekte Möglichkeit ihren Neuwagen zu finanzieren.
Pro Autofinanzierung vom VW Polo
- Finanzierung für ein günstiges, sparsames und schnelles Auto
- Kleines Fahrzeug – ideal für Fahranfänger
- Beim Online Autokredit profitiert man vom Barzahler-Rabatt beim Autohändler
Contra Autofinanzierung vom VW Polo
- VW Polo ist eher weniger als Familienauto geeignet
- Bedingungen für den Autokredit sollten genau angeschaut werden
Fazit:
Der VW Polo Autokredit je nach Art des Autos unterschiedlich ausfallen. Es gibt die Option sich statt für einen Neuwagen für einen Gebrauchtwagen zu entscheiden. Der Bank-Kredit für VW Polo fallen für einen Gebrauchtwagen durch den geringen Kaufpreis besser aus als bei einem Neuwagen. Der Zinssatz ist durch den geringen Kaufpreis niedriger und für Personen die sich keine höherer Kredite leisten können bietet ein Gebrauchtwagen eine perfekte Alternative.
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